General election

[TiltyShaun]

Watch from about 16 mins to see .

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It is like asking Turkeys to vote for Xmas. The idea is great but it is never going to be supported. I can’t yet see how this Government collapses with such a majority……but I do wonder if we will start to see protesters out in the areas where elections have been cancelled. How anyone elected can support it I don’t know!!

 

[6feetdown]

It is like asking Turkeys to vote for Xmas. The idea is great but it is never going to be supported. I can’t yet see how this Government collapses with such a majority……but I do wonder if we will start to see protesters out in the areas where elections have been cancelled. How anyone elected can support it I don’t know!!

Because once they get a bit of power they don't want to lose it

How anyone elected can support it I don’t know!!

 

[V8Druid]

let's hope we're in for a back payment for those born in the 50s -- fat chance

 

[Vinpetrol]

View attachment 79708 let's hope we're in for a back payment for those born in the 50s -- fat chance

Where do I sign up

 

[Stroppymonkey]

View attachment 79708 let's hope we're in for a back payment for those born in the 50s -- fat chance

You were paying the pension for your grandfather and father, not your pension. I am paying your pension. Its a pyramid scheme and I am at the wrong end of the bloody pyramid!

 

[V8Druid]

You were paying the pension for your grandfather and father, not your pension. I am paying your pension. Its a pyramid scheme and I am at the wrong end of the bloody pyramid!

maybe so - but I still had to wait the extra year, 'til I was 66 to get me state pension, that I was promised at 65 for almost my entire working life
me mate Serge, (the genny man) has to wait 'til he's sixty six an' a half - he badly needs to retire now at 65 as his body is giving him serious grief - he was promised the same all his working life

 

[Lancs Lad]

maybe so - but I still had to wait the extra year, 'til I was 66 to get me state pension, that I was promised at 65 for almost my entire working life
me mate Serge, (the genny man) has to wait 'til he's sixty six an' a half - he badly needs to retire now at 65 as his body is giving him serious grief - he was promised the same all his working life

My estimated would hardly cover food costs by the time I get there

 

[Storrsy]

Manual workers who are often forced to retire cos of messed up bodies face a pretty grim existence if relying on the state pension. Think mine is predicted at £220 a week. That's not even a remotely liveable pension even if living frugal and own own home etc. And as someone mentioned a while back if you work hard to try and make provisions for your own private pension they'll probably means test us at come the time, plus they tax it. All well and good saying come 67 I'll just cut down and do a day or two a week to bolster pension but that might not be physically possible.

 

[V8Druid]

My estimated would hardly cover food costs by the time I get there

my private one wasn't gonna return enough to pay the bloody council tax annually ...
when I started it with the Pearl they'd been the best performing co. on the planet for ten years on the trot .. were forecasting 35-40K/PA ... bought out by Phoenix Life 20+ years in and asset stripped, mismanaged and generally ****ed up - would've needed to live another 30 + years to see my contributions back at the sh1t rate of return ... so even after the blood suckers took their significant bite out of the pot's return, it still more than doubled the 'actual' contributions made .. was a no brainer to cash in, particularly in light of the fact that in 2000 and 2002 they lost £10k/PA out of it and still had the cheek to charge serious (mis)-management fees for those years
as said several times before Private Pensions and their supposed advantages are all a con when it comes time to want them and HMRC takes their 34+% of your ENTIRE pot's value ... make no mistake the 25% 'tax free' lump isnt ... you will get taxed on it, but not directly or straight away .

 

[Stroppymonkey]

my private one wasn't gonna return enough to pay the bloody council tax annually ...
when I started it with the Pearl they'd been the best performing co. on the planet for ten years on the trot .. were forecasting 35-40K/PA ... bought out by Phoenix Life 20+ years in and asset stripped, mismanaged and generally ****ed up - would've needed to live another 30 + years to see my contributions back at the sh1t rate of return ... so even after the blood suckers took their significant bite out of the pot's return, it still more than doubled the 'actual' contributions made .. was a no brainer to cash in, particularly in light of the fact that in 2000 and 2002 they lost £10k/PA out of it and still had the cheek to charge serious (mis)-management fees for those years
as said several times before Private Pensions and their supposed advantages are all a con when it comes time to want them and HMRC takes their 34+% of your ENTIRE pot's value ... make no mistake the 25% 'tax free' lump isnt ... you will get taxed on it, but not directly or straight away .

I chuck some money at a private pension - very late to the party as in my 20s was borrowing and being a dad and in my 30s was expanding and reducing debt and also being a dad, so only started in my 40s. (I’m still a dad now - just costs me less time and money as they’ve left home)
It’s relatively tax efficient and might be nice to have some money extra to play with . I hope to be able to work until I die .. just back off a little every year until the end. Full time retirement does not appeal to me at all.
My dad still farms full time 7 days a week but at 69years of age is probably down to about 80-90 hours a week nowadays with a longer lunch break.
I distinctly recall him doing many 18-20hour working days and the odd 48hour shift so it’s nice to see him slowing down a bit.
I feel like a right lazy bugger as I don’t usually start before 7.30 and nearly always home in time for tea these days

 

[Storrsy]

I chuck some money at a private pension - very late to the party as in my 20s was borrowing and being a dad and in my 30s was expanding and reducing debt and also being a dad, so only started in my 40s. (I’m still a dad now - just costs me less time and money as they’ve left home)
It’s relatively tax efficient and might be nice to have some money extra to play with . I hope to be able to work until I die .. just back off a little every year until the end. Full time retirement does not appeal to me at all.
My dad still farms full time 7 days a week but at 69years of age is probably down to about 80-90 hours a week nowadays with a longer lunch break.
I distinctly recall him doing many 18-20hour working days and the odd 48hour shift so it’s nice to see him slowing down a bit.
I feel like a right lazy bugger as I don’t usually start before 7.30 and nearly always home in time for tea these days

I guess the best investment youve done there is building up a proper company that hopefully will still provide you with an income even if you step back a bit from it?

 

[Stroppymonkey]

I guess the best investment youve done there is building up a proper company that hopefully will still provide you with an income even if you step back a bit from it?

Not sure about that. I think I would prefer to leave it completely in the next 10-15 years (hopefully the younger guns will buy me out for 3-5 years worth of wages) then I can walk away clean. Stepping back seems like a recipe for taking the foot off the pedal or the eye off the ball. If I can wangle it so that the business is renting MY shed / yard rather than someone elses then that would help my exit plan.
I try to keep the business from being ‘worth’ too much as it only takes one big f**k up / nasty legal case to lose the lot.
In 15 years my wife will be nearing retirement age (I’m a toy boy) so I want out by then at the latest.

 

[Lancs Lad]

Say it how it is

PM asks Sir Jim Ratcliffe to apologise for saying UK 'colonised by immigrants'

Sir Keir Starmer says comments by the businessman and Manchester United co-owner are "offensive and wrong".

www.bbc.co.uk

 

[V8Druid]

Say it how it is

PM asks Sir Jim Ratcliffe to apologise for saying UK 'colonised by immigrants'

Sir Keir Starmer says comments by the businessman and Manchester United co-owner are "offensive and wrong".

www.bbc.co.uk

and he is absolutely bang on

 

[TiltyShaun]

The trouble with private pensions is the drip drip of fees and loss of control of your money. I am hapoy that we made decisions to put the cash into long term property rental. Still have taxation to deal with but we have control of when!!

As for the legal battle for the men…..if the government won’t sort out the WASPI women, what chance do you think the men have??

We need to find a graph of national debt from 1947 to now. It shouldn’t take a genius to understand social benefits are not properly costed…..just on the never never. This works until you can’t fund the finance. Don’t think that day is today……but every day it is getting closer. It might yet collapse this government. As painful as that may be…..please bring it on!!

 

[Nick...]

I got no idea how a lot of us are going to work till 67.i am still a farmer at nearly 64 and been doing it all my life since i could walk.my dad kept 2500 pigs and a hundred cattle.these are no longer here and ive run the farm alone with zero help for last 20 plus years.ive also been on site work for 40 years this year too and im worn out.my wrists ache continuously as do my shoulders,maybe due to motorbike accidents,both ankles knackered,I need a new knee and also permanent backache.im now trying to do as little as i can and my builder customers know ill operate machinery and thats it.maybe ok to retire at 67 if you are an office worker or a rep but anyone who been on manual work are fked Already.
nick...

 

[Jimoz]

Im and Advance UK member and went to a meeting this week at a local pub. Also a Restore Britain member which until last night was just really a pressure group. Restore are currently doing a rape gang enquiry. Msm hasn't covered it but has been on X. Anyway Rupert Lowe has decided to turn Restore into a political party. I don't think I've got any choice but to support him instead. He speaks so much sense I've never disagreed with him on any issue. You should check what he wants to do with deregulation and tax. I think Elon will back him so he should get a decent war chest. Duncan Bannatyne too. Anyway exciting times ahead.

 

[V8Druid]

'bout sums up their popularity

 

[TiltyShaun]

Im and Advance UK member and went to a meeting this week at a local pub. Also a Restore Britain member which until last night was just really a pressure group. Restore are currently doing a rape gang enquiry. Msm hasn't covered it but has been on X. Anyway Rupert Lowe has decided to turn Restore into a political party. I don't think I've got any choice but to support him instead. He speaks so much sense I've never disagreed with him on any issue. You should check what he wants to do with deregulation and tax. I think Elon will back him so he should get a decent war chest. Duncan Bannatyne too. Anyway exciting times ahead.

I like Rupert Lowe. But I am worried about the vote being split. I love his ideas, especially non politicians standing. Just not sure it will split the reform voters and let Labour and the greens in!!

 

[Jimoz]

I like Rupert Lowe. But I am worried about the vote being split. I love his ideas, especially non politicians standing. Just not sure it will split the reform voters and let Labour and the greens in!!

Imo reform seems to just be tories 2.0. Why they let that people like zahari Ratcliffe in i cant understand. Anyway they are that centre to me they almost seem left. Perhaps that says more about my beliefs. Interesting few years coming up.