The ‘Selling because I’ve been pulled too many times’ club

[V8Druid]

Insurance industry works in different ways with liabilities.

If its been rear ended, over loaded or not, the liability will most like be with the one that's driven into it.

Bit like just because you pull out infront of a speeding car doing 50 in a 30 the speed doesn't put liability on the toes of them.

both of those scenarios are no longer clear cut though ...
running up someone's rear is no longer automatically your fault ...
ditto the 50/30 - had the vehicle you pull out in front of, been doing the correct speed, if it's assessed that, had they been, you would have executed a safe manoeuvre, it'd be their fault

 

[V8Druid]

If you had an accident pulling your digger where someone ran into the back of you and the insurance refused to pay out because you where a hundred kg overweight would you be happy?

no, but you'd not have a leg to stand on - overloaded, therefore uninsured

 

[hiluxman]

both of those scenarios are no longer clear cut though ...
running up someone's rear is no longer automatically your fault ...
ditto the 50/30 - had the vehicle you pull out in front of, been doing the correct speed, if it's assessed that, had they been, you would have executed a safe manoeuvre, it'd be their fault

Corse there not...Read what I've actually said...I've not said at any point it's certain.

I'm not going into the full history of it all but I've grown up with a close relation who's living is/was this industry, now sold up and retired.

There's lots of myths/false info/general assumptions out there about insurance and the ins and outs of it all....just sometimes it's better or worse in your favour after dealing with them and what you expect as an outcome...

 

[pettsy]

Or has it just bent when trying to load something far too heavy? It’s a 350HD Rwd. I doubt the insurance company would pay out without taking control of the vehicle and sending it to somewhere like copart. There’s no way to buy cat b’s without a licence, and lots of checks first.

 

[Smiffy]

Or has it just bent when trying to load something far too heavy? It’s a 350HD Rwd. I doubt the insurance company would pay out without taking control of the vehicle and sending it to somewhere like copart. There’s no way to buy cat b’s without a licence, and lots of checks first.

I thought the same. Either loading and got the front wheels up in the air and come crashing down as it goes over centre. Or being well freighted and driving like an idiot over a speed bump.
Or seeing as it's on a tree page possibly tried felling a big but into the back of it.