The ‘Selling because I’ve been pulled too many times’ club

[Lancs Lad]

High sides- check
Sun visor- check
Recycle logo- check
Hiab- base included

Really should come with a wheely bar at the back with that overhang though! I see the chassis has already been welded too.

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Wonder how much stolen cable that's carted in its life

 

[doobin]

Insurance write off?

Must have given the loss adjuster a reach-around!

 

[JD450A]

Insurance write off?

Must have given the loss adjuster a reach-around!

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In fairness I suspect that's been rear ended whilst overloaded.... Something has hit the skip in the arse and bent the weakest point.

 

[doobin]

In fairness I suspect that's been rear ended whilst overloaded.... Something has hit the skip in the arse and bent the weakest point.

Any decent loss adjuster should have told them where to go!

 

[hiluxman]

Any decent loss adjuster should have told them where to go!

It'll probably be a cat b...for parts only

 

[Brendan]

It'll probably be a cat b...for parts only

They wouldn't be able to take it back, would have to go to an authorised breaker yard

 

[Lancs Lad]

They wouldn't be able to take it back, would have to go to an authorised breaker yard

Good.

 

[JD450A]

Any decent loss adjuster should have told them where to go!

I disagree if I'm honest.

If it's insured properly as a hook loader the damage would likely be similar regardless of the load. That bits going to be the weak point that fails in any rear end collision.

 

[doobin]

I disagree if I'm honest.

If it's insured properly as a hook loader the damage would likely be similar regardless of the load. That bits going to be the weak point that fails in any rear end collision.

But it’s clearly overweight. Surely that means not properly insured?

 

[JD450A]

But it’s clearly overweight. Surely that means not properly insured?

If you had an accident pulling your digger where someone ran into the back of you and the insurance refused to pay out because you where a hundred kg overweight would you be happy?

 

[hiluxman]

They wouldn't be able to take it back, would have to go to an authorised breaker yard

It wouldn't be the first cat b to slip the net and end up as a whole out of a breakers yard.
It's also not to say that who owned the truck previously is the one selling it because as you say they aren't available to buy back.

There was away round putting cat b back on the road but that's a story for a different day and was a complex loophole hence why it was only worth it with really high end motors.

 

[doobin]

If you had an accident pulling your digger where someone ran into the back of you and the insurance refused to pay out because you were a hundred kg overweight would you be happy?

No but as far as I’m aware they can just say you’re uninsured if you are breaking the conditions of your license?

 

[hiluxman]

No but as far as I’m aware they can just say you’re uninsured if you are breaking the conditions of your license?

Insurance industry works in different ways with liabilities.

If its been rear ended, over loaded or not, the liability will most like be with the one that's driven into it.

Bit like just because you pull out infront of a speeding car doing 50 in a 30 the speed doesn't put liability on the toes of them.

 

[Lancs Lad]

In fairness I suspect that's been rear ended whilst overloaded.... Something has hit the skip in the arse and bent the weakest point.

Rear end looks ok to me?

 

[hiluxman]

Rear end looks ok to me?

It might also not be an insurance write off...might just be what the bloke has wrote...might of been self inflicted and just an assumption he's made.

Spose the only way would be to talk to him and check the v car register.

The Roro gear is whatll sell the truck.

 

[JD450A]

Rear end looks ok to me?

Overhanging bin

 

[Lancs Lad]

Overhanging bin

Ok..

A transits still a transit even with a bin on

 

[Monkeybusiness]

My sister wrote off her car (into the scenery, no 3rd party cars involved) when drunk. She was arrested/charged etc. The insurance paid out for her car (ridiculously!), fully aware of all facts…
We had someone rear-end one of the vans (when tax disks were still a thing) and the first thing their loss adjuster did when inspecting our damage was check that the vehicle was taxed - not sure if that would be a ‘get-out-of-jail-free’ card for them but it has stuck with me since (whenever I’m driving something sorned )

 

[Lancs Lad]

My sister wrote off her car (into the scenery, no 3rd party cars involved) when drunk. She was arrested/charged etc. The insurance paid out for her car (ridiculously!), fully aware of all facts…
We had someone rear-end one of the vans (when tax disks were still a thing) and the first thing their loss adjuster did when inspecting our damage was check that the vehicle was taxed - not sure if that would be a ‘get-out-of-jail-free’ card for them but it has stuck with me since (whenever I’m driving something sorned )

Information....is the key ..or lack of it.
I killed an amarok in a lake District ford...off road.
Dragged it to the a590 and AA guy just wrote flood damage....insurance paid for a short engine no sweat

Even got it recovered by VW assist for free

 

[V8Druid]

No but as far as I’m aware they can just say you’re uninsured if you are breaking the conditions of your license?

ditto no MOT/tax / blatant MOT failure fault - should not be in use on the road - end of - uninsured