UK Pickups - reviews

Lancs Lad

Lancs Lad

Well-known member
Would be a bad situation but even any small bang or even being pulled would probably end up with the policy being void once the insurance finds out
There seems to be quite a few companies offering the conversions to varying degrees I think the defenders don't have the same rear door inserts unless the whole door is swapped.
No rear airbags apparently...if that's important
 
pettsy

pettsy

Well-known member
Mate of mine had a job to remove a converted commercial on a landrover (can’t remember which it was). He sent me these pics 😳

b1205e9b-3269-4e35-b2c2-b3e0c2a595fa.jpeg
e5011cc1-e9b9-41ca-8c30-ddc59dbcc58e.jpeg
 
Regy53

Regy53

I like cake
My disco is done . Cert of conformity carried out insurance declared . The disco has the wires for the windows installed but they need coding in aparnently.
Belts etc are genuine LR . Seat isn't .

No major complaints. It's another loophole that will likely be stopped in the future. They are sold as occasional use but only use somewhere reputable. The problem with them is that they lose a lot of load space .

Big difference between a commercial dual cab pick up truck and a discovery with seat conversion. The defender is even worse
 
Lancs Lad

Lancs Lad

Well-known member
I mean I'll be honest. The death of tax exemption for limited companies to abuse isn't a negative, particularly when we are talking people who could/should be sold traders in reality.
Abuse FFS?. Look into electric car tax rates then talk about abuse.
Because we've all seen Joe the body builder in a company pickup we think it's a massive scandal.
Under our noses there's 20x more folk running electric chariots paying zero!! Yes zero BIK.
Wtf.
Let's not get tricked into missing the point...this government hates the country and everything it stands for....let's go after fox hunting again....and yet 800 fighting age males walk in yesterday. Bravo
 
JD450A

JD450A

Feral as Fk 🐾
Oh don't worry, I don't agree with that either.

There are too many people trying to play tax games above there station in my book. Part of the problem is our ridiculous multi layered tax system.... But the majority try to make out that they are financial deity's whilst only having the fingers to count to ten.

Good account and book keeper (preferably combined) is the genuine solution for individuals. Too many try to save a couple hundred a quarter by book keeping themselves. I think ours is around £250-300 per quarter for vat, and ultimately will stick the same with the upcoming quarterly returns.

It's not just Joe the bodybuilder, I know a sparky with a top range raptor who has managed to not pay his lads properly because he is crap at money management..... I know of a couple care companies with pickups for there managers..... None of them tow for work, none will ever go off-road.

This government does indeed hate us, so did the last one..... I remember who got rid of rebated fuel and pickups and as much as I hate Stamilin, the reality is we do need tax reform particularly around pretend ltd companies.
 
Grahams

Grahams

Don't complain - suggest what's better
Part of the problem is our ridiculous multi layered tax system....
It is a major problem - so complicated and so many schemes trying to find loopholes no-one, including HMRC fully understands it. But no politician would have the guts to scrap all the stupid bits as it would then be all to obvious how much tax we were actually paying overall. Also there would be no need for huge numbers of staff at HMRC if the tax system was simple, which whilst being an obvious benefit to tax payers would mean civil servants getting rid of civil servant jobs - not likely to happen.
 
6

6feetdown

Well-known member
Abuse FFS?. Look into electric car tax rates then talk about abuse.
Because we've all seen Joe the body builder in a company pickup we think it's a massive scandal.
Under our noses there's 20x more folk running electric chariots paying zero!! Yes zero BIK.
Wtf.
Let's not get tricked into missing the point...this government hates the country and everything it stands for....let's go after fox hunting again....and yet 800 fighting age males walk in yesterday. Bravo
If you see a portion of the s**t that is happening in this country people would be shocked. Our state controlled media disgust me the amount of stuff happening in Europe that's not been reported. Even GB news controlled by the state
 
JD450A

JD450A

Feral as Fk 🐾
It is a major problem - so complicated and so many schemes trying to find loopholes no-one, including HMRC fully understands it. But no politician would have the guts to scrap all the stupid bits as it would then be all to obvious how much tax we were actually paying overall. Also there would be no need for huge numbers of staff at HMRC if the tax system was simple, which whilst being an obvious benefit to tax payers would mean civil servants getting rid of civil servant jobs - not likely to happen.
There is a whole thesis to be written on the subject, I will be really blunt when I say there is a reason I pay and have always paid a trusted accountant and followed her advice to the letter (including having a single bank account).

Tax is complecated, now why this is depends on your opinion. Some will suggest it's meaningfully complex to try to trap people. IMHO I think the reality is it's a nightmarish mess created by generations of self serving politicians and civil servants layering further regulation and rules on a system without amending, fixing or dissolving obsolete parts. I think we are also at a part where if we stripped back the system and charged it fairly per person/buisness on income annually you'd see a uprising. People DO NOT realise what they are actually charged on there earnings, repeatedly.

Theres a massive conversation to be had on taxation, fairness and benifits. I was told day one that being self employed is as much about having a buisness that suits what you want as much as what earns money..... It's compleltely correct and there would be zero point doing it if I did'nt enjoy it and live for it. I think that is where those running Ltd often wind up missing the point with there intrest becoming purely financial over the quality of life it gives them.

Benifits needs reform, I think the most intresting concept of our time is a universal basic income paid by goverment... Remove all other benifits, just a financial payment that is enough to cover the rental of a modest property, food and energy. Now on paper I hate it, I have never claimed any personal benifits in my life or welfare..... In reality I am in a minority, with the vast majority claiming something..... Just cut the crap, put everyone on a level footing and get on with it. Should a multimillionare get £1500 a month for example? No, But then if any additional personal income over say £15000 a year is taxed at 40% it suddenly becomes fairer and viable? That £1500 gives a majority the backing to either do more or less? But studies are increasingly showing it means they have the confidence to go, do and spend...... all drivers of the economy.

In terms of works vehicles alone, IMHO we need a massive reform on vehicle tax, licensing and insurance...... All three should be charged on an individual basis for private/sole trader use.... I.e you as a person pay the Gov X per year to cover you to drive any vehicle on your license for road tax and insurance. Any companies pay a tax rate per employee who drives.


Just my thoughts.
 
Lancs Lad

Lancs Lad

Well-known member
If you see a portion of the s**t that is happening in this country people would be shocked. Our state controlled media disgust me the amount of stuff happening in Europe that's not been reported. Even GB news controlled by the state
Exactly....and we get diverted by tiny little vehicle quirks that are run by hard working business owners who've already paid a whack of tax
At the end of the day so kin what if Fred the dentist wants to run a V6 pickup ...sick and tired of folk preaching to me about little perks.
 
Lancs Lad

Lancs Lad

Well-known member
There is a whole thesis to be written on the subject, I will be really blunt when I say there is a reason I pay and have always paid a trusted accountant and followed her advice to the letter (including having a single bank account).

Tax is complecated, now why this is depends on your opinion. Some will suggest it's meaningfully complex to try to trap people. IMHO I think the reality is it's a nightmarish mess created by generations of self serving politicians and civil servants layering further regulation and rules on a system without amending, fixing or dissolving obsolete parts. I think we are also at a part where if we stripped back the system and charged it fairly per person/buisness on income annually you'd see a uprising. People DO NOT realise what they are actually charged on there earnings, repeatedly.

Theres a massive conversation to be had on taxation, fairness and benifits. I was told day one that being self employed is as much about having a buisness that suits what you want as much as what earns money..... It's compleltely correct and there would be zero point doing it if I did'nt enjoy it and live for it. I think that is where those running Ltd often wind up missing the point with there intrest becoming purely financial over the quality of life it gives them.

Benifits needs reform, I think the most intresting concept of our time is a universal basic income paid by goverment... Remove all other benifits, just a financial payment that is enough to cover the rental of a modest property, food and energy. Now on paper I hate it, I have never claimed any personal benifits in my life or welfare..... In reality I am in a minority, with the vast majority claiming something..... Just cut the crap, put everyone on a level footing and get on with it. Should a multimillionare get £1500 a month for example? No, But then if any additional personal income over say £15000 a year is taxed at 40% it suddenly becomes fairer and viable? That £1500 gives a majority the backing to either do more or less? But studies are increasingly showing it means they have the confidence to go, do and spend...... all drivers of the economy.

In terms of works vehicles alone, IMHO we need a massive reform on vehicle tax, licensing and insurance...... All three should be charged on an individual basis for private/sole trader use.... I.e you as a person pay the Gov X per year to cover you to drive any vehicle on your license for road tax and insurance. Any companies pay a tax rate per employee who drives.


Just my thoughts.
Anyone not using a decent accountant/tax expert and running any kind of operation this day and age needs their head looking at 👍🏻
 
JD450A

JD450A

Feral as Fk 🐾
Anyone not using a decent accountant/tax expert and running any kind of operation this day and age needs their head looking at 👍🏻
There are plenty out there...... I know one currently moaning about being investigated by HMRC for VAT fraud. IMHO should be a legal requirement for any self employed person to utilise a chartered accountant with said accountants tied to a legally binding rate per return.
 
B

Brendan

Well-known member
I do my own and vat returns, I only claim for for what's genuinely paid for as business expense and don't try to game the system with claims for anything else. In my experience I had an accountant and they were s**t
 
doobin

doobin

Well-known member
A halfway house would be sensible. Too sensible for the current government.

“Ok, so we can see that half of them are used for work. Half of the time. And half of the truck can be used for family stuff.

Tell you what Bob, lets set the tax relief at half. That seems fair.”


Let’s be realistic- nearly nobody uses these trucks for transporting blokes on jobs. Big firms use a crew cab van as it’s basically moving cattle for them and they want to do it as cheap as possible. Most people who actually work them use the back half for tool storage when working and taking the family and the kayaks down the beach at weekends. So half tax relief is where it should be IMHO.

I would never buy a new pickup, but if in ten years time a doublecab with a tool storage bit in the back half is affordable I could be tempted.
 
doobin

doobin

Well-known member
I do my own and vat returns, I only claim for for what's genuinely paid for as business expense and don't try to game the system with claims for anything else. In my experience I had an accountant and they were s**t
You need a decent one then.

Mine is amazing. You can have a beer with him on Thursdays at the local brewery his brother owns too.

You know he’s good because you recommend someone to him and he says ‘sorry, we are full’ rather than take on extra staff to try to milk it. The worst ones are the ‘pretend’ local ones who actually just farm all the work out to a big office full of book keepers.
 
Regy53

Regy53

I like cake
Other way of doing it which may not be to bad is to buy it personally and charge mileage back ... May work if a sole trader but the cost of fuel probably kills it
45p a mile first 10k miles
25p there after
Of your tax bill
 
JD450A

JD450A

Feral as Fk 🐾
EIM23151 - Car benefit: double cab pickups 6 April 2025 onwards - HMRC internal manual - GOV.UK https://share.google/yt7IcgeZSGsKZx8zD

Worth a read. I have been told that in my circumstances and use bracket I'd likely win if I choose to buy a truck and got challenged but I would have to be prepared to take it to caught. There's an entire conversation to be ran around towing use and comparison of a non load carrying pickup as a tractive unit to a artic tractor unit (the latter being incapable of carrying a load/burden by construction without a trailer but very clearly a works vehicle).

But it'd be a court challenge and I'd bet HMRC would be finding other issues to soften you long before court...... We live in a quazi dictatorship.
 
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