The Investments Thread

[doobin]

Outside of plant. Stocks, shares, tips- let's hear them, and your reasoning.

I've been banging on about gold for years as you probably know. I am up well over 100% on my purchases from 2022. Silver has been a much slower burn but is really off to the races now. Buy physical- if you don't hold it, you don't own it, and will miss out on the real gains when push comes to shove and the fractional reserve paper market comes undone. We are about to see this with silver I think, hence the massive gains in the last couple of weeks.

I had a play with a 3x leverged long a couple of days ago- only a grand each on gold and silver. That was far too scary for me. Cashed out £150 up after a day and a half.

 

[Jimoz]

Yeh I think sovereign or britannias for uk residents. If you want to go full prepper then preferably bought in cash not traceable to you. Gold has previously been confiscated. I think sovereign better as if you were of full prepper mind then sovs are smaller value so easier to barter.

I have a couple of 100% equity funds i buy a chunk of once a year. I try to buy and forget maybe look 2 times a year. I do the same for the kids with 100% of their child benefit money. Automatically every month on direct debit. Amazing how it accumulates. 4 y.o has about 8k in the jisa account now and its never cost me a single penny. I don't believe in being paid to have kids. Might be one for you to consider @doobin For your upcoming. Or buy gold for them.

 

[TiltyShaun]

Much like @doobin we hold some physical gold but feom 2020. It has slightly more than doubled. I have a SIPP that has performed rather well this year after putting a major chunk into Close Brothers shares. That has enabled me to take the 25% lump sum tax free and still have more than a started the year with!!!
Currently trying some index trading but it is very early days!!

 

[Jimoz]

Much like @doobin we hold some physical gold but feom 2020. It has slightly more than doubled. I have a SIPP that has performed rather well this year after putting a major chunk into Close Brothers shares. That has enabled me to take the 25% lump sum tax free and still have more than a started the year with!!!
Currently trying some index trading but it is very early days!!

What do you mean with index trading are you literally trying to buy the dip and sell high

 

[Simon edwards]

I’m still looking for a barn find late model county to buy off a clueless farmers widow, pretty much the only ‘ investment’ I’d feel happy making at the minute!

 

[Storrsy]

Good thread and just my thoughts I guess it all depends on how much capital you have to play with. Personally think the S&P500 or preferably an All world global index fund is the best bet for everyday investing dribbling into on a monthly returns. No point looking at the returns over the last 5 years for anything need to look over a 20 year period that spans a few stock market crashes to see the true trajectory because you WILL lose some money at some point and this is where alot of people loose their nerve with it. I think investing in individual shares is not the right thing for most of the population (although I have some alphabet and Rolls Royce shares but more as an experiment). Gold makes a great addition but wouldn't want all my money tied up in either
Well chosen parcels of Land probably next best thing if you have the capital without borrowing much.

Things like art, guitars, vehicles are too much at the mercy of fashions and whims to interest me.

 

[hiluxman]

Good thread and just my thoughts I guess it all depends on how much capital you have to play with. Personally think the S&P500 or preferably an All world global index fund is the best bet for everyday investing dribbling into on a monthly returns. No point looking at the returns over the last 5 years for anything need to look over a 20 year period that spans a few stock market crashes to see the true trajectory because you WILL lose some money at some point and this is where alot of people loose their nerve with it. I think investing in individual shares is not the right thing for most of the population (although I have some alphabet and Rolls Royce shares but more as an experiment). Gold makes a great addition but wouldn't want all my money tied up in either
Well chosen parcels of Land probably next best thing if you have the capital without borrowing much.

Things like art, guitars, vehicles are too much at the mercy of fashions and whims to interest me.

Funnily enough I was looking at prices of some guitars earlier to get a gauge of what a few I've got are worth out of curiosity. Can't say I thought wow to the prices (as in wow that's great...sell sell sell)

 

[Storrsy]

Funnily enough I was looking at prices of some guitars earlier to get a gauge of what a few I've got are worth out of curiosity. Can't say I thought wow to the prices (as in wow that's great...sell sell sell)

What have you got? This is the trouble with all this kind of thing too much future predicting and for the few that you may strike lucky the other 10 will amount to nothing or loose money.

 

[Canal Navvy]

I’m still looking for a barn find late model county to buy off a clueless farmers widow, pretty much the only ‘ investment’ I’d feel happy making at the minute!

Good luck with that, she is probably already right up to speed with how the rep of rep's likes his bacon sarnies done for when he oozes round

 

[Quattromike]

Know some that buy watches and claim the value is up since they bought . It all sounds good but I'm not sure where the value is decided. I'd much rather invest in myself and business but realize it's not good to have all your eggs in one basket

 

[Storrsy]

Know some that buy watches and claim the value is up since they bought . It all sounds good but I'm not sure where the value is decided. I'd much rather invest in myself and business but realize it's not good to have all your eggs in one basket

It's a good point though especially if time on your side. Increasing your earnings capacities will probably exceed any investment returns.

 

[Smiffy]

Know some that buy watches and claim the value is up since they bought . It all sounds good but I'm not sure where the value is decided. I'd much rather invest in myself and business but realize it's not good to have all your eggs in one basket

I know a watch salesman and from what he has said about watch prices and appreciation I am pretty sure that the second hand luxury watch market is a money laundering setup.
None of what he says makes sense. And he is also a huge fan of the devils dandruff. Which I don't think is completely unrelated.

 

[hiluxman]

What have you got? This is the trouble with all this kind of thing too much future predicting and for the few that you may strike lucky the other 10 will amount to nothing or loose money.

I've quite a few. None bought all what my dad left to us.

I did see a burns vista sonic that was up at £800 with a fair bit of damage, this one here I about as perfect as you'd get.

The celebratory strat, they were about 1200.

Didn't look at the epiphone prices, that's a semi acoustic.

The les Paul is a copy, so that's no value

I do have a custom build tele and strat twin arm. No idea on prices but looks like alot do them now. This one was done in the late 90s tho by a lad here in Sheffield.

 

[Storrsy]

Oh for a crystal ball. I've probably spent around £100k on kit since 2022. If I'd put that with rolls Royce instead and sold the shares today it would be over a million in my pocket.

 

[Stroppymonkey]

I know a watch salesman and from what he has said about watch prices and appreciation I am pretty sure that the second hand luxury watch market is a money laundering setup.
None of what he says makes sense. And he is also a huge fan of the devils dandruff. Which I don't think is completely unrelated.

Bit like investing in whisky

 

[Storrsy]

Bit like investing in whisky

The new whisky distillery here is looking for cask investors currently . Just don't let the fact that the build has stalled the last few years or indeed reviews of other cask investors put you off though!!

 

[Storrsy]

Google Search

 

[Lancs Lad]

Bit like investing in whisky

Can be very...very lucrative IF done right.

As usual it's a world of chancers and drunken Scottish loons.

New distillerys can be a goldmine ....or a total money pit.

Lakes distillery cost £7m 10 years ago ...they've just sold it for £70m ...in the meantime it's made a lot investors a few quid...

 

[Storrsy]

The les Paul is a copy, so that's no value

Unless it's a Japanese copy from the 70s. Some of them fetch big money now.. they were laughed at when they first came out

 

[TiltyShaun]

What do you mean with index trading are you literally trying to buy the dip and sell high

Short term movements in either direction. It is not going well at the moment. Ask again at end of Jan!!