modular homes

[V8Druid]

interesting read ..... especially the levels of loss on such small turnovers, comparatively speaking

Legal & General quits modular housing production

Legal & General is shutting its house-building factory and quitting the prefab market.

www.theconstructionindex.co.uk

 

[Brendan]

interesting read ..... especially the levels of loss on such small turnovers, comparatively speaking

Legal & General quits modular housing production

Legal & General is shutting its house-building factory and quitting the prefab market.

www.theconstructionindex.co.uk

Problem is, it never really took off in this country plus would imagine the cost is more than traditional built or sips. A care home I worked on 10+ years ago had all the new rooms pre built in Poland or similiar, just trailered to site and dropped in to place and only needed connecting to water and electric. Think ibis hotels are/were the same.

 

[V8Druid]

Problem is, it never really took off in this country plus would imagine the cost is more than traditional built or sips. A care home I worked on 10+ years ago had all the new rooms pre built in Poland or similiar, just trailered to site and dropped in to place and only needed connecting to water and electric. Think ibis hotels are/were the same.

'cos we're dinosaurs when it comes to adoption of anything new in this country

 

[Vinpetrol]

I've been doing groundwork's for modular build companies for a few years . I think in theory it's a great idea . It's a shame this co had some bad breaks as they would have been the first to really make a go of mass produced factory built houses. planners need to get up to speed with what the government is saying re planning for new housing stock . Attitudes locally seem to be look for a reason to oppose it first .

 

[V8Druid]

I've been doing groundwork's for modular build companies for a few years . I think in theory it's a great idea . It's a shame this co had some bad breaks as they would have been the first to really make a go of mass produced factory built houses. planners need to get up to speed with what the government is saying re planning for new housing stock . Attitudes locally seem to be look for a reason to oppose it first .

absolutely .... government needs to tear the plannning system a new arse hole, along with all those running it ....
modular systems, done well can be bloody good ... and fast ... their biggest down fall is groundworks **** ups .. a precision built system needs a precision built foundation to place it on

 

[Vinpetrol]

Problem is, it never really took off in this country plus would imagine the cost is more than traditional built or sips. A care home I worked on 10+ years ago had all the new rooms pre built in Poland or similiar, just trailered to site and dropped in to place and only needed connecting to water and electric. Think ibis hotels are/were the same.

The cost is determined by the spec . If you mass produce in a factory using renewables that are readily available where you can but always with an eye on cost first, affordable mass production should be achievable. The level of renewables used could be improved as the production ramps up so long as it's properly costed in . Also no reason why sips can't be used for modular design as well .

 

[Vinpetrol]

absolutely .... government needs to tear the plannning system a new arse hole, along with all those running it ....
modular systems, done well can be bloody good ... and fast ... their biggest down fall is groundworks **** ups .. a precision built system needs a precision built foundation to place it on

Absolutely. but that's all about good design and attention to detail when building . The company we work for are no Rolls Royce of an example but their design team do listen to our feedback . We can do an underbuilding with every pop up in its exact location for connection all the ducting mm perfect rainwater traps in exact locations and blockwork within a couple of mm . They now detail all of this on Groundworks drawings. It works well when the designers show attention to detail for the Groundworks and it is then executed properly . This should be the norm

 

[Smiffy]

I like the the look of the American way. Rather than modular they just build a factory on site the build whole houses in the factory take them out to each plot. If planned well the factory could then be converted into a school or shop or medical practice at the end. Would be highly efficient if done right. Wouldn't need the accuracy of modular but have the efficiencies of factory building.

 

[V8Druid]

The cost is determined by the spec . If you mass produce in a factory using renewables that are readily available where you can but always with an eye on cost first, affordable mass production should be achievable. The level of renewables used could be improved as the production ramps up so long as it's properly costed in . Also no reason why sips can't be used for modular design as well .

SIPS are a great way to build ... Kingspan's TEKpanel was a great system ... if I were building a timber frame, it'd be my first choice .. incredible u value, no lintels/beams required, will support a concrete beam first floor and can be used as a roof too

 

[doobin]

The ONLY thing that needs to be done to start with is to stop importing a million extra people a year.

We only build a quarter of a million houses per year, we are pissing in the wind unless we either build a few new cities, or just stop immigration.

Society needs to be reordered so that real work provides a respectable roof over your head, like it did in the seventies. We can’t keep on playing at working from home and importing others to do the real jobs. It’s nothing more than a Ponzi scheme enabled by zero interest rates for years.

 

[V8Druid]

forgot to say it doesn't have to be brick skinned - can be clad with all sorts, from cement board to timber, etc. .... great system

 

[V8Druid]

The ONLY thing that needs to be done to start with is to stop importing a million extra people a year.

We only build a quarter of a million houses per year, we are pissing in the wind unless we either build a few new cities, or just stop immigration.

Society needs to be reordered so that real work provides a respectable roof over your head, like it did in the seventies. We can’t keep on playing at working from home and importing others to do the real jobs. It’s nothing more than a Ponzi scheme enabled by zero interest rates for years.

100%

 

[Smiffy]

The ONLY thing that needs to be done to start with is to stop importing a million extra people a year.

We only build a quarter of a million houses per year, we are pissing in the wind unless we either build a few new cities, or just stop immigration.

Society needs to be reordered so that real work provides a respectable roof over your head, like it did in the seventies. We can’t keep on playing at working from home and importing others to do the real jobs. It’s nothing more than a Ponzi scheme enabled by zero interest rates for years.

Let's face it that's not going to happen. As a society we have peaked and we are on the way down. Crime is up productivity is down. All anyone wants to do is stay at home send a couple of emails and walk the dog.
We have reams of people on Facebook complaining about potholes or NHS services without knowing anything about either and being utterly unprepared to do the work as it's below them and there multi media degrees.

 

[doobin]

Let's face it that's not going to happen. As a society we have peaked and we are on the way down. Crime is up productivity is down. All anyone wants to do is stay at home send a couple of emails and walk the dog.
We have reams of people on Facebook complaining about potholes or NHS services without knowing anything about either and being utterly unprepared to do the work as it's below them and there multi media degrees.

Change will be driven, not persuaded.

 

[Lancs Lad]

The ONLY thing that needs to be done to start with is to stop importing a million extra people a year.

We only build a quarter of a million houses per year, we are pissing in the wind unless we either build a few new cities, or just stop immigration.

Society needs to be reordered so that real work provides a respectable roof over your head, like it did in the seventies. We can’t keep on playing at working from home and importing others to do the real jobs. It’s nothing more than a Ponzi scheme enabled by zero interest rates for years.

Bang on Doob...

 

[Vinpetrol]

Change will be driven, not persuaded.

Agree 100% Doob . Can you see the change coming from anywhere though . Or anyone who can instigate it ? Or do we need to hit rock bottom before anyone will have the balls to actually make a stand

 

[doobin]

Agree 100% Doob . Can you see the change coming from anywhere though . Or anyone who can instigate it ? Or do we need to hit rock bottom before anyone will have the balls to actually make a stand

Imagine if oil had continued to shoot up so that diesel was £5 a litre. And bread was £4 a loaf. That’s one scenario, where people are out on the streets.

Softer change is already happening and it’s driven by voters quality of life dropping. Look at all the landlords now quitting in droves. It’s always been ridiculous that renting should give someone with a mortgage profit on top of the mortgage- it was only enabled by zero interest rates. So instead of old school landlords with properties bought and paid for by their businesses, we have retards who went out and got a buy to let mortgage with 10 percent deposit and now can’t afford to pay for it with realistic commercial interest rates. They can’t ‘just jack up the tents’ because the market won’t stand it- people simply can’t pay. Putting normal, working families at risk of homelessness and great stress. Normal working families who in a sane society would have just bought the very same house as a starter house.

Buy to let is an abomination in a sane society, and it was only enabled by soft policy and zero interest rates. It’s not in the best interests of a society, and as the numbers of disenfranchised grow policy will change. Don’t believe me? Just look at what a Tory government have done- abolishing Section 21 (no fault evictions), removing mortgage interest as a tax relief for a private BTL owner and slashing capital gains allowances. Even they can see which way the wind is blowing, so imagine what a labour government will do (because they will be in power again, people are too fked off and have short memories). It’ll be rent controls and probably a crackdown on all the landlords who don’t declare their rental income. Don’t forget that all rental income is taxable- this will put most landlords into higher tax bracket, and with backdating and penalties there’s an awful lot there to grab with all the data in place to do it given the political will.

The problem with our current two party political system is that conditions can get very shitty for a huge swathe of the population before anything is done about it. Too many vested interests.

 

[Lancs Lad]

Imagine if oil had continued to shoot up so that diesel was £5 a litre. And bread was £4 a loaf. That’s one scenario, where people are out on the streets.

Softer change is already happening and it’s driven by voters quality of life dropping. Look at all the landlords now quitting in droves. It’s always been ridiculous that renting should give someone with a mortgage profit on top of the mortgage- it was only enabled by zero interest rates. So instead of old school landlords with properties bought and paid for by their businesses, we have retards who went out and got a buy to let mortgage with 10 percent deposit and now can’t afford to pay for it with realistic commercial interest rates. They can’t ‘just jack up the tents’ because the market won’t stand it- people simply can’t pay. Putting normal, working families at risk of homelessness and great stress. Normal working families who in a sane society would have just bought the very same house as a starter house.

Buy to let is an abomination in a sane society, and it was only enabled by soft policy and zero interest rates. It’s not in the best interests of a society, and as the numbers of disenfranchised grow policy will change. Don’t believe me? Just look at what a Tory government have done- abolishing Section 21 (no fault evictions), removing mortgage interest as a tax relief for a private BTL owner and slashing capital gains allowances. Even they can see which way the wind is blowing, so imagine what a labour government will do (because they will be in power again, people are too fked off and have short memories). It’ll be rent controls and probably a crackdown on all the landlords who don’t declare their rental income. Don’t forget that all rental income is taxable- this will put most landlords into higher tax bracket, and with backdating and penalties there’s an awful lot there to grab with all the data in place to do it given the political will.

The problem with our current two party political system is that conditions can get very shitty for a huge swathe of the population before anything is done about it. Too many vested interests.

So you've met some of the BTL twats then...smell em a mile off...plastic rangerover,Rolex,tan, watching podcasts on 10x your finances bullshit
clean up couldn't come soon enough for some of those leaches

 

[doobin]

So you've met some of the BTL twats then...smell em a mile off...plastic rangerover,Rolex,tan, watching podcasts on 10x your finances bullshit
clean up couldn't come soon enough for some of those leaches

It all only works at zero interest rates.

UK bond yields are rising and only a hour ago hit a high for the year. Which by extension means the last twenty years! Mortgage rates will follow almost instantly. If pension funds can lock money away for ten years in a UK bond at 3.9%, then the mortgage rate has to be higher than that plus the banks margin. Higher interest rates mean that people are forced to bid much, much less for houses.

Buy to let is interesting in that it’s a commercial loan. A bank can recall those at any point. It was a major error of judgement by the Major government in enacting legislation to allow an individual to dabble in commercial real estate directly, not inside the wrapper of an ETF or a proper company. People’s life chances have been thrown under the bus by the retards you refer to, with scant oversight in the form of legislation to protect them. How can you start a family with the threat of a landlord kicking you out in six months?

Take the recent abolition of section 21. The next logical step for a Labour government is extended secure tenancies- perhaps even indefinite tenancies. Banks are currently only happy to extend a commercial loan to a retard because they know that should the retard go bust, they only need to wait six months before kicking the tenant out and repossessing the property. What’s going to happen after s21 is abolished, let alone a new government introduces extended tenancies? That’s right, they won’t lend to BTL. Already BTL interest rates are touching 8%, and the entitled pricks are still expecting the rent to cover the interest on their over-leveraged position as the value of the house drops. Plus profit! A rude awakening is coming.

Things can change, and as we’ve seen recently, change quickly. This is change being driven- landlords are being forced to leave the sector. It’s in the best interests of a healthy society. The danger now is that vested interests will lobby against reforms.

Thankfully, the time always comes to pay the piper, and the rises in interest rates will do most of the work. Another round of printing and we’re back to scenario A- riots on the streets.

Anyone care to guess the interest rate of Argentina currently? 5%? 10%? 15%???

No. It’s 97%. As in, inflation is so bad that if you don’t spend your wages the day you receive them, they are worthless.

 

[Smiffy]

The problem with our current two party political system is that conditions can get very shitty for a huge swathe of the population before anything is done about it. Too many vested interests.

I think the bigger problem is that regardless of what they say in reality they have the same vested interests. It really winds me up all the Facebook posts blaming the Tory gouvenment for all the problems. It has nothing to do with liberals or Tories or any political affiliation and is entirely down to them being politicians. And the only people who go very far as politicians are self serving twats.